对于P2P行业而言，真正的寒冬可能才刚开始。近日市场传言，在行业监管细则征求意见稿下发不久，北京、上海、深圳等地的工商部门纷纷做出反应，暂停互联网金融企业注册。

For the P2P industry, the real winter may be just beginning. Recently, market rumors that after the industry regulatory draft rules being issued, Beijing, Shanghai, Shenzhen and other places’ industry and commerce departments have made a response to suspend the registration of Internet financial enterprises.

　　近日，作者就此事询问杭州市工商局注册处，得到的回复是，目前杭州尚未暂停投资以及投资咨询类公司的注册，是否效仿北京、上海尚无明确说法。

Recently, reporter ask Hangzhou Trade and Industry Bureau Registration Office, the reply is that Hangzhou doesn’t suspend investment and investment advisory company's registration now, whether to follow Beijing, Shanghai is not clear.

　　不过，北京市工商局向媒体证实了暂停投资类企业登记注册的消息，并指出这次暂停主要针对P2P、非法集资等乱象，只是短期措施。目前，相关部门正在研究制定新规，出台后将会重启投资类企业登记注册。

However, Beijing Municipal Bureau of Commerce and industry confirms the suspended investment enterprise registration news, and points out that this suspension is mainly for the chaos like P2P, illegal fund-raising. It’s only a short-term measure. Now, the related departments are studying the new regulations, after it issuing, investment companies will be restarted.

　　在暂停相关公司注册的同时，北京工商还加强了相关广告的监管，要求各区下架所有跟民间融资相关的广告，包括但不限于P2P、理财广告等。如果平台不希望下架的，需要征得区以上级别金融办的同意。

When suspend the related companies register, Beijing industry and Commerce department has also strengthened the supervision of the relevant advertising, and required all of the district to stop the private finance related ads, including but not limited to P2P, financial advertising and so on. If the platform does not want to stop, they need to be agreed by the finance office over district level.

　　监管的收紧显然和最近频发的P2P跑路潮有关。据网贷之家统计，2015年新上线的网贷平台至少1500家，而全年问题平台就达到896家，是2014年的3.26倍。除了不少平台提现困难或跑路，一些成交规模居于前列的平台，也频频遭遇警方调查。(作者张苗 综合报道/顾远 译)

Regulatory tightening is clearly related to the recent disappearing of P2P. According to the net loan home statistics, in 2015 the new on-line net loan platforms are at least 1500, and the annual problem platform reaches to 896, is the 3.26 times of 2014. In addition to many platforms which are difficult or disappearing, some of the scale platforms are also frequently invested by policy.

来源： 中国网综合    | 作者：中国网综合    | 责编：张苗     电子信箱：184042016@qq.com