中国网浪潮资讯 今天，蚂蚁金服正式对外发布“多收多赚”计划，包括多收多免、多收多赊、多收多得、多收多贷、多收多保等多维服务。

CNCAO NEWS Today, Ant Financial officially launches a "Collect more and make more money" plan. It includes collect more and more free, collect more and credit more, collect more and get more, collect more and loan more, collect more and safeguard more and multidimensional services.

　　蚂蚁金服副总裁袁雷鸣表示，基于“多收多赚”计划，小商家的提现免费服务将从2018年3月延至2021年3月31日。蚂蚁金服将投入专项资金支持小商家推广和应用移动支付。仅以上两项的直接和间接投入就将达到100亿元。此外，广受欢迎的“多收多贷”服务，将在未来三年累计为线下小商家提供贷款超过1万亿元。

Yuan lei Ming, the vice president of Ant Financial, said the free service will be extended from March 2018 to March 31, 2021, based on the "Collect more and make more money" plan. Ant Financial will invest special funds to support small businesses to promote and apply mobile payment. The direct and indirect inputs of the above two items will reach 10 billion yuan. In addition, the popular "collect more and loan more" service will provide more than 1 trillion yuan of loans to offline businesses over the next three years.

　　小饭馆、小卖部、菜市场摊主、批发市场老板、煎饼摊……这些微小的商家是“多收多赚”计划的服务对象，也是此前金融和各类精准营销服务很难触达的人群。

Small restaurants, small sales, market stalls, wholesale market owners, pancake stalls... These tiny businesses are a “Collect more and make more money" service, and a group that has struggled to reach the financial and precise marketing services.

　　以一个小卖部的店主为例，通过支付宝收钱码的“商家服务”平台，可通过阿里1688来精选货源，赊帐进货，30天后再付款，收款越多，赊账额度越高，多收多赊；平时需要灵活调动的临时资金，可以“存”在余利宝，多收多得，累计已经为小商家创利超过10亿元；基于收款等情况，小商家也有机会获得网商银行提供的信用贷款，多收多贷，需要周转资金时，可以一键申请，贷款累计已经超过160亿元；后续还将上线多收多保服务，收的越多，保障额度越高，让商家经营没有后顾之忧。此外，小商家还可以享受经营分析、资金分析、商家账单等服务。

Take a small shop owner as an example, through Alipay, the "merchant service" platform, can select the source of goods from Alibaba 1688, and buy the goods on credit and pay 30 days later, collect money more, credit line is higher, collect more and credit more. The temporary funds that need to be mobilized flexibly, can "save" in Yu Libao, collect more and get more. Cumulatively, it has generated more than 1 billion yuan for small businesses. Based on the collection, small businesses also have access to the credit loans provided by the bank, collect more and loan more, in need of working capital, can apply for a single key, the loan cumulative has exceeded 16 billion yuan. In the future, collect more and safeguard more will be collected, and the more the revenue will be, the higher the guarantee will be, so that businesses will not have any worries. In addition, small businesses can also enjoy business analysis, capital analysis, business billing and other services.

　　23岁的马大吾代，是一家面馆的老板，准备开新店的时候，手里没什么存款，店面装修的资金成了他的难题。通过支付宝收钱码“多收多贷”，获得了网商银行的贷款，度过了店面装修的难关。几个月的时间里，马大吾代的贷款额度从1.2万提升到了3.8万，累计贷款达到13万元，还和亲戚一起贷款开起了分店。

Ma Dawudai, 23, a noodle shop owner, was ready to open a new store with no money in his hand and the money for the store decoration became his problem. Through the payment of Alipay, "collect more and loan more", obtained the loan of the bank, through the store decoration. Over the course of a few months, Ma Dawudai's loan quota increased from 12,000 to 38,000, with a cumulative loan of 130,000 yuan and also opened branches with relatives.

　　50岁的方为文，从2002年开始经营一家位于小区门口的理发店。在老方的顾客看来，他们店手艺扎实，理发价格稳定，不忽悠办卡。方为文很早就开始使用各种电子化的“小助手”。今年2月，他最早一批申请使用了收钱码，熟练使用余利宝来提高收益，多收多得，收益已经超过6000多。

Fang Weiwen, 50, has been running a barbershop in front of the cell since 2002. In his customers' eyes, they have a solid business, a steady haircut and not cheat the customer to get the card. Fang Weiwen has been using various electronic "little helpers" for a long time. In February, he first applied for a cash charge and skilled use Yu Libao to improve earnings. Collect more and get more, his gains have been more than 6,000.

　　袁雷鸣表示，以收钱码为依托，这一小商家的多维金融服务体系背后也是一个开放平台，小商家需要的理财、保险、贷款等服务都是由各类金融机构去支持。这也将为金融机构开辟新的普惠金融市场。

According to Yuan Leiming, rely on the money code, the multi-dimensional financial service system of this small business is also an open platform. Small businesses need financial services, insurance, loans and other services that are supported by various financial institutions. It will also open up new financial markets for financial institutions.

　　“我们希望和合作伙伴一起，从每一笔收款开始，让小商家平等的享受多维服务，让商家经营从更勤奋、更用心发展到更智慧的阶段，多收多赚。”袁雷鸣表示。

"We want to work with our partners, starting with each collection to let small businesses enjoy multi-dimensional services equally, let merchants operate from a more diligent, more mindful development to a more intelligent stage, collect more and make more money.” Yuan Leiming said.

　　（作者 张渊 李斌 报道翻译：耿凯宁）

来源： 中国网    | 作者：张渊 李斌 报道翻译：耿凯宁    | 责编：胡金     电子信箱：184042016@qq.com